Deana Rosales

Deana Rosales

(720) 990-3720

Assumable homes for sale in Fort Collins, CO

38 homesFHA & VA loansrates from 2.71% vs 7.40% today

Fort Collins assumption guide
1617 Northcroft Drive, Windsor, CO, 80550 — assumable FHA mortgage at 2.87%
FHA
Active
38
$449,900$62,124 equity gap
Rate
2.87%
7.40%today
Payment
$1,809/mo
$3,020today
  • 4beds
  • 3baths
  • 2,064sqft

1617 Northcroft Drive, Windsor

1108 Beech Street, Fort Collins, CO, 80521 — assumable VA mortgage at 3.00%
VA
Active
29
$590,000$106,751 equity gap
Rate
3.00%
7.40%today
Payment
$2,302/mo
$3,780today
  • 4beds
  • 2baths
  • 1,310sqft

1108 Beech Street, Fort Collins

304 Tigercat Way, Fort Collins, CO, 80524 — assumable VA mortgage at 2.80%
VA
Active
32
$490,000$139,220 equity gap
Rate
2.80%
7.40%today
Payment
$1,623/mo
$2,736today
  • 3beds
  • 3baths
  • 1,896sqft

304 Tigercat Way, Fort Collins

2200 Valley Forge Avenue #2, Fort Collins, CO, 80526 — assumable VA mortgage at 2.94%
VA
Active
24
$269,900$72,564 equity gap
Rate
2.94%
7.40%today
Payment
$951/mo
$1,574today
  • 2beds
  • 1baths
  • 908sqft

2200 Valley Forge Avenue #2, Fort Collins

2445 Windrow Drive #108, Fort Collins, CO, 80525 — assumable FHA mortgage at 3.45%
FHA
Active
12
$330,000$82,057 equity gap
Rate
3.45%
7.40%today
Payment
$1,217/mo
$1,888today
  • 2beds
  • 2baths
  • 1,033sqft

2445 Windrow Drive #108, Fort Collins

412 10th Street, Fort Collins, CO, 80524 — assumable FHA mortgage at 2.81%
FHA
Active
38
$465,000$160,087 equity gap
Rate
2.81%
7.40%today
Payment
$1,429/mo
$2,405today
  • 3beds
  • 2baths
  • 1,051sqft

412 10th Street, Fort Collins

3512 Worwick Drive, Fort Collins, CO, 80525 — assumable VA mortgage at 2.71%
VA
Active
33
$525,000$277,123 equity gap
Rate
2.71%
7.40%today
Payment
$1,157/mo
$1,973today
  • 3beds
  • 2baths
  • 1,612sqft

3512 Worwick Drive, Fort Collins

350 Bannock Street, Fort Collins, CO, 80524 — assumable FHA mortgage at 2.75%
FHA
Active
39
$525,000$519,254 equity gap
Rate
2.75%
7.40%today
Payment
$31/mo
$50today
  • 4beds
  • 3baths
  • 1,883sqft

350 Bannock Street, Fort Collins

829 Smith Street, Fort Collins, CO, 80524 — assumable VA mortgage at 2.83%
VA
Active
46
$775,000$455,530 equity gap
Rate
2.83%
7.40%today
Payment
$1,515/mo
$2,543today
  • 2beds
  • 3baths
  • 1,814sqft

829 Smith Street, Fort Collins

5774 Riverbluff Drive, Timnath, CO, 80547 — assumable VA mortgage at 2.88%
VA
Active
50
$1,675,000$936,582 equity gap
Rate
2.88%
7.40%today
Payment
$3,529/mo
$5,885today
  • 6beds
  • 7baths
  • 6,371sqft

5774 Riverbluff Drive, Timnath

3714 Elgin Place, Fort Collins, CO, 80524 — assumable FHA mortgage at 3.45%
FHA
Active
34
$449,500$163,355 equity gap
Rate
3.45%
7.40%today
Payment
$1,472/mo
$2,284today
  • 3beds
  • 3baths
  • 1,551sqft

3714 Elgin Place, Fort Collins

5002 Northern Lights Drive #C, Fort Collins, CO, 80528 — assumable FHA mortgage at 3.31%
FHA
Active
19
$290,000$208,599 equity gap
Rate
3.31%
7.40%today
Payment
$538/mo
$850today
  • 1beds
  • 1baths
  • 967sqft

5002 Northern Lights Drive #C, Fort Collins

2905 Neil Drive #16, Fort Collins, CO, 80526 — assumable FHA mortgage at 4.20%
FHA
Active
33
$345,000$92,550 equity gap
Rate
4.20%
7.40%today
Payment
$1,440/mo
$2,040today
  • 2beds
  • 2baths
  • 1,032sqft

2905 Neil Drive #16, Fort Collins

2716 San Cristobal Court, Timnath, CO, 80547 — assumable VA mortgage at 4.82%
VA
Active
34
$725,000$115,527 equity gap
Rate
4.82%
7.40%today
Payment
$3,419/mo
$4,502today
  • 3beds
  • 3baths
  • 2,649sqft

2716 San Cristobal Court, Timnath

1705 Heatheridge Road #205, Fort Collins, CO, 80526 — assumable VA mortgage at 5.41%
VA
Active
17
$196,000Potential short sale
Rate
5.41%
7.40%today
Payment
$1,257/mo
$1,548today
  • 1beds
  • 1baths
  • 576sqft

1705 Heatheridge Road #205, Fort Collins

1913 Waters Edge Street #B, Fort Collins, CO, 80526 — assumable FHA mortgage at 3.84%
FHA
Active
41
$390,000$310,029 equity gap
Rate
3.84%
7.40%today
Payment
$562/mo
$832today
  • 2beds
  • 3baths
  • 1,268sqft

1913 Waters Edge Street #B, Fort Collins

4490 Haymill Court, Timnath, CO, 80547 — assumable FHA mortgage at 5.25%
FHA
Active
38
$518,000$69,577 equity gap
Rate
5.25%
7.40%today
Payment
$2,571/mo
$3,223today
  • 4beds
  • 3baths
  • 2,309sqft

4490 Haymill Court, Timnath

802 Heschel Street #D, Fort Collins, CO, 80524 — assumable FHA mortgage at 4.17%
FHA
Active
29
$464,000$211,389 equity gap
Rate
4.17%
7.40%today
Payment
$1,521/mo
$2,162today
  • 2beds
  • 3baths
  • 1,218sqft

802 Heschel Street #D, Fort Collins

4112 Snow Ridge Circle, Fort Collins, CO, 80526 — assumable FHA mortgage at 6.36%
FHA
Active
47
$525,000$22,578 equity gap
Rate
6.36%
7.40%today
Payment
$3,272/mo
$3,637today
  • 3beds
  • 2baths
  • 1,453sqft

4112 Snow Ridge Circle, Fort Collins

1562 Faraday Circle, Fort Collins, CO, 80525 — assumable FHA mortgage at 5.56%
FHA
Active
39
$625,000$76,132 equity gap
Rate
5.56%
7.40%today
Payment
$3,276/mo
$3,968today
  • 4beds
  • 4baths
  • 2,778sqft

1562 Faraday Circle, Fort Collins

1562 Faraday Circle, Fort Collins, CO, 80525 — assumable FHA mortgage at 5.56%
FHA
Active
38
$625,000$76,132 equity gap
Rate
5.56%
7.40%today
Payment
$3,276/mo
$3,968today
  • 4beds
  • 4baths
  • 2,778sqft

1562 Faraday Circle, Fort Collins

1301 University Avenue #201, Fort Collins, CO, 80521 — assumable FHA mortgage at 4.50%
FHA
Active
22
$275,000$237,626 equity gap
Rate
4.50%
7.40%today
Payment
$566/mo
$774today
  • 2beds
  • 1baths
  • 805sqft

1301 University Avenue #201, Fort Collins

1430 Larimer Ridge Parkway, Timnath, CO, 80547 — assumable FHA mortgage at 6.64%
FHA
Active
41
$672,000$65,038 equity gap
Rate
6.64%
7.40%today
Payment
$4,007/mo
$4,326today
  • 4beds
  • 4baths
  • 3,520sqft

1430 Larimer Ridge Parkway, Timnath

916 Timber Lane, Fort Collins, CO, 80521 — assumable FHA mortgage at 6.74%
FHA
Active
31
$559,900$51,535 equity gap
Rate
6.74%
7.40%today
Payment
$3,382/mo
$3,614today
  • 5beds
  • 3baths
  • 2,600sqft

916 Timber Lane, Fort Collins

6427 Coralbell Street, Wellington, CO, 80549 — assumable FHA mortgage at 6.82%
FHA
Active
38
$480,000$41,711 equity gap
Rate
6.82%
7.40%today
Payment
$2,945/mo
$3,121today
  • 3beds
  • 3baths
  • 2,222sqft

6427 Coralbell Street, Wellington

2124 Sandstone Drive, Fort Collins, CO, 80524 — assumable FHA mortgage at 6.19%
FHA
Active
50
$565,000$85,950 equity gap
Rate
6.19%
7.40%today
Payment
$2,957/mo
$3,346today
  • 3beds
  • 3baths
  • 2,100sqft

2124 Sandstone Drive, Fort Collins

914 Oak Street, Fort Collins, CO, 80521 — assumable VA mortgage at 6.27%
VA
Active
46
$1,149,000$209,235 equity gap
Rate
6.27%
7.40%today
Payment
$5,849/mo
$6,564today
  • 4beds
  • 3baths
  • 2,346sqft

914 Oak Street, Fort Collins

3657 Torch Lily Street, Wellington, CO, 80549 — assumable VA mortgage at 6.34%
VA
Active
45
$525,000$66,373 equity gap
Rate
6.34%
7.40%today
Payment
$2,967/mo
$3,305today
  • 4beds
  • 3baths
  • 2,589sqft

3657 Torch Lily Street, Wellington

1625 Collindale Drive, Fort Collins, CO, 80525 — assumable FHA mortgage at 6.50%
FHA
Active
45
$675,000$105,902 equity gap
Rate
6.50%
7.40%today
Payment
$3,627/mo
$3,973today
  • 4beds
  • 4baths
  • 3,128sqft

1625 Collindale Drive, Fort Collins

5743 Jedidiah Drive, Timnath, CO, 80547 — assumable FHA mortgage at 6.71%
FHA
Active
45
$665,000$109,576 equity gap
Rate
6.71%
7.40%today
Payment
$3,720/mo
$3,987today
  • 3beds
  • 3baths
  • 2,417sqft

5743 Jedidiah Drive, Timnath

3206 Lymen Street, Fort Collins, CO, 80526 — assumable FHA mortgage at 6.81%
FHA
Active
49
$488,000$52,378 equity gap
Rate
6.81%
7.40%today
Payment
$2,939/mo
$3,119today
  • 4beds
  • 2baths
  • 1,680sqft

3206 Lymen Street, Fort Collins

3206 Lymen Street, Fort Collins, CO, 80526 — assumable FHA mortgage at 6.81%
FHA
Active
42
$488,000$52,378 equity gap
Rate
6.81%
7.40%today
Payment
$2,939/mo
$3,119today
  • 4beds
  • 2baths
  • 1,680sqft

3206 Lymen Street, Fort Collins

3746 Torch Lily Street, Wellington, CO, 80549 — assumable FHA mortgage at 6.88%
FHA
Active
50
$517,000$120,343 equity gap
Rate
6.88%
7.40%today
Payment
$2,675/mo
$2,818today
  • 4beds
  • 3baths
  • 2,497sqft

3746 Torch Lily Street, Wellington

3746 Torch Lily Street, Wellington, CO, 80549 — assumable FHA mortgage at 6.88%
FHA
Active
50
$517,000$120,343 equity gap
Rate
6.88%
7.40%today
Payment
$2,675/mo
$2,818today
  • 4beds
  • 3baths
  • 2,497sqft

3746 Torch Lily Street, Wellington

1508 Station Court, Fort Collins, CO, 80521 — assumable FHA mortgage at 6.50%
FHA
Active
24
$470,000$383,623 equity gap
Rate
6.50%
7.40%today
Payment
$569/mo
$623today
  • 3beds
  • 2baths
  • 1,569sqft

1508 Station Court, Fort Collins

5620 Fossil Creek Parkway #8204, Fort Collins, CO, 80525 — assumable VA mortgage at 6.79%
VA
Active
27
$315,000Potential short sale
Rate
6.79%
7.40%today
Payment
$2,279/mo
$2,423today
  • 2beds
  • 2baths
  • 979sqft

5620 Fossil Creek Parkway #8204, Fort Collins

Assuming a mortgage in Fort Collins

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$538 /mo
Median cash to assume
$109,576
Deana Rosales

Deana Rosales

Realtor License: FA.100092536

Your Castle Real Estate

deanarosales@yourcastle.com+17209903720Your Castle Real Estate logo
Equal Housing Opportunity

Your Castle Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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