Deana Rosales

Deana Rosales

Assumable homes for sale in Central City, CO

8 homesFHA & VA loansrates from 2.79% vs 7.40% today

Central City assumption guide
832 Vernon Drive, Central City, CO, 80427 — assumable FHA mortgage at 2.96%
FHA
Active
39
$495,000$112,044 equity gap
Rate
2.96%
7.40%today
Payment
$1,812/mo
$2,991today
  • 3beds
  • 4baths
  • 2,108sqft

832 Vernon Drive, Central City

290 Elk Valley Drive, Evergreen, CO, 80439 — assumable FHA mortgage at 2.99%
FHA
Active
42
$750,000$253,021 equity gap
Rate
2.99%
7.40%today
Payment
$2,349/mo
$3,862today
  • 3beds
  • 3baths
  • 2,275sqft

290 Elk Valley Drive, Evergreen

1263 Nevadaville Road, Central City, CO, 80247 — assumable FHA mortgage at 3.06%
FHA
Active
48
$545,000$168,281 equity gap
Rate
3.06%
7.40%today
Payment
$1,806/mo
$2,944today
  • 4beds
  • 3baths
  • 2,301sqft

1263 Nevadaville Road, Central City

940 Spring Gulch Road, Idaho Springs, CO, 80452 — assumable VA mortgage at 2.79%
VA
Active
50
$935,000$422,580 equity gap
Rate
2.79%
7.40%today
Payment
$2,402/mo
$4,053today
  • 3beds
  • 3baths
  • 3,651sqft

940 Spring Gulch Road, Idaho Springs

2805 Miner Street, Idaho Springs, CO, 80452 — assumable FHA mortgage at 4.62%
FHA
Active
12
$579,900$99,660 equity gap
Rate
4.62%
7.40%today
Payment
$2,504/mo
$3,374today
  • 3beds
  • 2baths
  • 1,960sqft

2805 Miner Street, Idaho Springs

1447 Coyote Circle, Black Hawk, CO, 80422 — assumable FHA mortgage at 4.18%
FHA
Active
50
$795,000$449,502 equity gap
Rate
4.18%
7.40%today
Payment
$2,156/mo
$3,059today
  • 3beds
  • 3baths
  • 4,142sqft

1447 Coyote Circle, Black Hawk

644 Virginia Street, Idaho Springs, CO, 80452 — assumable VA mortgage at 6.95%
VA
Active
42
$475,000$28,651 equity gap
Rate
6.95%
7.40%today
Payment
$3,043/mo
$3,183today
  • 3beds
  • 2baths
  • 991sqft

644 Virginia Street, Idaho Springs

81 Atlantis Drive, Black Hawk, CO, 80422 — assumable FHA mortgage at 6.62%
FHA
Active
46
$540,000$377,700 equity gap
Rate
6.62%
7.40%today
Payment
$1,600/mo
$1,731today
  • 3beds
  • 3baths
  • 2,104sqft

81 Atlantis Drive, Black Hawk

Assuming a mortgage in Central City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.79%
Lowest existing payment
$1,600 /mo
Median cash to assume
$210,651
Deana Rosales

Deana Rosales

Realtor License: FA.100092536

Your Castle Real Estate

deanarosales@yourcastle.com+17209903720Your Castle Real Estate logo
Equal Housing Opportunity

Your Castle Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.